I am a few months away from turning 56 years old, which means I am beginning to suppose about retirement, but there is nothing I want more than to retire, as well as the sooner the better! Unluckyly, I don’t have money put aside, as well as I am absolutely sad about what I am going to do.
Also, I don’t want to wait until I am 65, but that is when Medicare kicks in, so if I retire before that age, I will have to find a way to get health care, and plus I still have debt, as well as retiring with debt is just impossible.
So, I am paying off my debt now, as well as a single program I have is to retire in another country. Hopefully, I will find a place where the cost of living is low, health care is available, as well as there is no need for air conditioner or heating, and where I live now, in the southeast, it is unthinkable to go separate from air conditioner. Occasionally, for brief periods, both of us even need to use the gas furnace while in the winter. Heating as well as cooling is a big expense, so if I can find a place where heating as well as cooling are just not necessary, that will split down on my cost of living greatly. I have been looking into a few strange places, however I wonder if I absolutely will be able to appreciate life separate from a/c. It seems that there are few places on earth where you need neither heating nor cooling, however I am on a quest to find that place. Hopefully , I will find a way to be living a/c-free within numerous years.