I am a few weeks away from turning 56 years old, which means I am beginning to suppose about retirement, however there is nothing I want more than to retire, plus the sooner the better, then unluckyly, I don’t have cash put aside, plus I am really concerned about what I am going to do.
Also, I don’t want to wait until I am 65, however that is when Medicare kicks in, so if I retire before that age, I will have to find a way to get health care, plus I still have debt, plus retiring with debt is just impossible.
So, I am paying off our debt now, plus one idea I have is to retire in another country. Hopefully, I will find a place where the cost of living is low, health care is available, plus there is no need for air conditioning or heating, however where I live now, in the southeast, it is unthinkable to go without air conditioning. Occasionally, for brief periods, both of us even need to use the heating system during the winter. Heating plus cooling is a large expense, so if I can find a place where heating plus cooling are just not necessary, that will split down on our cost of living greatly. I have been looking into a few weird places, although I wonder if I absolutely will be able to like life without air conditioning system. It seems that there are few places on earth where you need neither heating nor cooling, although I am on a quest to find that place. Hopefully , I will find a way to be living air conditioning system-free within six years.